The Commercial Tenant Risk & Compliance Vault

Landlords demand $2M in liability coverage. Your policy covers $1M. You may not find out until it's too late.

Small business tenants in Quebec routinely breach their commercial leases — not because they're careless, but because nobody is tracking the exact insurance requirements buried in the lease against what the policy actually provides. A single mismatch can be grounds for eviction from your commercial space.

This vault gives you the tracking system to catch gaps before your landlord does.

What's inside:

1. Lease Insurance Covenant Tracker A structured table where you enter the exact insurance demands from your commercial lease (e.g., $2M Commercial General Liability, tenant improvements replacement cost, business interruption coverage limits) side-by-side with what your current policy actually provides. Mismatches are flagged automatically.

2. Asset & Tenant Improvements Inventory Ledger A digital vault to log equipment, stock values, and permanent leasehold improvements — flooring, lighting, custom built-ins — so you have accurate documentation ready if you ever need to file a replacement-cost claim. Running total of insurable value calculated automatically.

3. Certificate of Insurance (COI) Renewal Tracker A date-tracking system that flags any policy expiring within 60 days, so you can generate a fresh COI for your landlord before a breach-of-lease notice gets triggered. Recalculates automatically every time you open the file.

Format: Excel Sheets workbook — instant digital download, no waiting.

Important — Please Read

Riskly provides organizational tools and educational templates only. We do not sell insurance policies, provide legal advice, or act as your insurance broker or advisor, and we do not review your specific lease or policy documents. This vault helps you organize and compare information you already have — it does not replace reading your actual lease, consulting your insurance broker, or getting legal advice specific to your situation.

Get the Tenant Vault - 79$