The Quebec Condo Syndicate Insurance Readiness Kit
The Quebec Condo Syndicate Insurance Readiness Kit
Are you an unpaid volunteer running a self-managed syndicat de copropriété?
Bill 141 changed the rules for condo co-ownership in Quebec — and most boards are still catching up. If your syndicate doesn't maintain a properly documented fonds d'auto-assurance (self-insurance fund) and fonds de prévoyance (contingency fund), your building is exposed, and so are you personally as a board member.
This kit gives you the exact tools to get compliant and stay that way — without hiring a consultant.
What's inside:
1. The Self-Insurance Fund Calculator (Fonds d'auto-assurance)
A dynamic spreadsheet where you input your building's highest policy deductible. It automatically calculates the mandatory capital cushion requiredunder Bill 141, based on your asset values and deductible limits.
2. The Contingency Fund Audit Prep Checklist (Fonds de prévoyance)
A step-by-step documentation tracker to organize building evaluation reports, maintenance logs, and asset lifecycles — before you hand them over to an underwriter.
3. The Co-ownership Damage Logbook
A standardized template to document sudden losses (like a burst pipe in a common area). Includes photo upload placeholders, contractor quote tracking, and a timeline log so your interactions with the syndicate's claims adjuster go smoothly.
4. AMF Compliance Quick-Reference Guide
A 3-page plain-language summary of what the syndicate must cover versus what individual co-owners must cover under their own policies, per Civil Code of Quebec standards.
Format:
Fill-in-the-blank Notion board or Excel workbook — instant digital download, no waiting.
Important — Please Read
Riskly provides organizational tools and educational templates only. We do not sell insurance policies, provide legal advice, or act as your insurance broker or advisor. This kit is designed to help your syndicate organize the information your insurer or underwriter will ask for — it does not replace professional legal or insurance advice specific to your building.
Get the Condo Kit — $199 CAD
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